China Minsheng Bank has launched an APP called “Minsheng Xiaowei”

2022-04-28 0 By

On January 12, on the occasion of the 26th anniversary of the founding of China Minsheng Bank, the bank held the launch conference of “Minsheng Small and Micro” APP and the small and micro loan scale exceeded 600 billion yuan, officially launched “Minsheng Small and Micro” APP, and launched four product systems of “commercial loan”, “industrial loan”, “agricultural loan” and “net loan”.It marks that CMBC has established a new pattern of “1+4” small and micro services.The launch of the APP is not only a key link in the digital transformation and upgrading of small and micro services of CMBC, but also an important step for the bank to fully integrate the development of supply chain and industry chain and iteratively optimize the development mode of small and micro services.It is reported that “Minsheng Xiaomicro” APP is a comprehensive mobile financial service platform specially created by the bank for small and micro enterprises, individual industrial and commercial businesses.On the one hand, “Minsheng Small and Micro” APP is equipped with four product systems of “Commercial loan”, “industrial loan”, “agricultural loan” and “net Loan”, which will further provide precise and excellent financial services for small and micro enterprises in the industrial chain according to the personalized needs of different industries., on the other hand, energized by science and technology, convenient platform initiative “five one” mobile services, including “small micro enterprises and individual industrial and commercial households” one stop login, “finance + settlement + wealth” one station service, “” online and off-line a docking station, one stop” business rights + family courtesy “upgrade,” scene switching + customer journey “one station,It will bring more efficient and convenient service experience for small and micro customers.As a pioneer of small and micro financial services in China, CMBC created innovative small and micro financial products of “Commercial loan Link” as early as 2009, forming a unique small and micro service model.As of the end of December 2021, the scale of small and micro loans of CMBC has exceeded 600 billion yuan, and more than 1.2 million small and micro enterprises have issued loans of more than 5 trillion yuan.